MARIA TERESA PALOMA-HOTCHKISS, first served as a regular director in Cantilan Bank’s board in 2004. She was elected as a regular director again in 2018 and since then has been a member of the Credit Committee and Bids &Awards Committee. She graduated from Saint Theresa’s College of Cebu with a Bachelor of Science degree in Commerce in 1977. Before joining the Bank, she was a Managing Director of Country Wide Lending Center(1993-1997) and a Senior Adviser of the Philippine Air Force Officers’ Ladies’ Club (1996-1999). She also worked as an Administrative Assistant for the National Security Council of the Philippines (1986-1989) and as Executive Assistant at Riggs National Bank of Washington D.C. (1991-1992). Presently, she is the Chief Financial Officer at Hotchkiss Learning Center and a Managing Director at Nova Manufacturing & Trading, Inc.