MARIA TERESA PALOMA-HOTCHKISS, she first joined the Board in 2005 and returned on April 7, 2018 as a member of Credit Committee and Bids & Awards Committee. She graduated from Saint Theresa’s College – Cebu City with a Bachelor of Science degree in Commerce in 1977. Before joining the Bank, she was a Managing Director of Country Wide Lending Center (1992-1997) and Senior Adviser of PAF Officers Ladies Club (1997-1998). She also worked at the National Secretary Council and at the National RIGGGS Bank of Washington D.C. Presently, she is the Chief Financial Officer at WK Hotchkiss Foundation and Hotchkiss Learning Center and a Managing Director at Nova Manufacturing & Trading, Inc

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